Claims Process for Catastrophic Injuries
Did you survive a serious accident but suffer a catastrophic injury? You may be entitled to compensation if someone else is responsible for what happened. The first step to pursuing the money you deserve is filing a claim with the at-fault party’s insurance company. However, the process can be confusing and challenging, especially when you’re coping with a severe injury.
Not sure how to file a personal injury claim? The catastrophic injury attorneys at Serious Injury Law Group can explain what to expect during the claims process. Here’s what you need to know.
The Claims Process in Catastrophic Injuries
Cases involving catastrophic injuries are highly complex. Accident victims need substantial proof to submit a compelling claim to the insurance company. Steps to prepare your case include:
- Investigation and evidence gathering – A detailed investigation is necessary to understand what happened and who is at fault. You will need evidence to prove the other party’s negligence. Proof will vary depending on the circumstances but may include police reports, surveillance video, medical records, eyewitness statements, and expert testimony. A catastrophic injury lawyer can collect this information and submit a solid claim for you.
- Filing the claim – Your claim will include a demand package describing your injuries, losses, and the legal basis of your case. This will be submitted to the insurance company for review. The insurer may accept the claim, deny it, or offer a settlement.
- Negotiations – Insurance companies guard their profits closely. That means their adjusters seek reasons to minimize settlements or deny even the most valid claims. Settlement negotiations allow you to push for the maximum compensation possible, especially if you hire a personal injury lawyer to help.
- Trial – If the insurance company refuses to offer a full and fair settlement, you can take legal action. You can pursue your losses in civil court by filing a personal injury lawsuit. Alabama catastrophic injury lawsuits are complex. It’s best to consult an attorney first if you are considering suing.
An experienced injury lawyer can handle the steps involved in the claims process for you and fight to protect your rights at every stage, including during negotiations with insurers and their legal teams. Your lawyer can relieve your legal burden so you can focus on healing or caring for a hurt loved one.
Contact a Catastrophic Injury Lawyer Serving Alabama
Serious Injury Law Group helps victims recover compensation for losses caused by motor vehicle accidents, medical malpractice, defective drugs and products, and more. We will take your case as seriously as you do because we know how vital securing financial compensation is to your health and future.
Our legal team treats clients with respect, dignity, and compassion. You can trust us to aggressively fight for every cent owed. We are available 24/7 to assist with your needs. Contact Serious Injury Law Group today for a free consultation with an experienced catastrophic injury lawyer in Alabama.